Policy
Privacy policy
Last updated: 3 August 2026
The short version: calculator inputs stay in your browser, downloads need no email address, and nothing you type is sent to a partner.
Calculators and templates
Every calculation runs locally in your browser. Figures you enter are not transmitted, stored on a server, or associated with you.
Template downloads are generated in your browser at the moment you click. There is no email gate and no record of what you downloaded beyond a coarse, anonymous event count.
Analytics
Analytics is limited to cookieless, aggregate event counts — for example that a calculator was used or a template was downloaded.
- No calculator inputs, results, shortfalls, overdue amounts or distress answers are ever included in an event.
- No cross-site tracking, advertising pixels or profile building.
- Nothing is appended to partner links that could identify you or describe your situation.
Newsletter
If you subscribe, your email address is used to send the sequence you signed up for and nothing else. It is never sold or passed to partners, and you can unsubscribe from any email.
Your rights
You can ask what is held about you, ask for it to be corrected, or ask for it to be deleted. Requests are handled within one month, in line with UK GDPR.